Sample data for Thandi, 31, Johannesburg — sign up free to see your own numbers.

Thandi's financial picture

Sample dashboard · Johannesburg, Gauteng

Net worth

Edit assets & liabilities

R 295 155

Assets R 542 086Debts R 246 931

Monthly surplus

Edit income & expenses

R 4 833

Left each month after expenses and debt payments.

Default strategy: surplus reduces debt first, then builds savings. Model alternatives in Scenarios.

Debt-free date

June 2028

In 2yr 1mo · based on current payments

Money runs out

Age 88

January 2084 · in 57 years

Projected net worth turns negative at this point — debts are expected to exceed total assets. Use the scenario engine to model changes.

Based on current assumptions — your actual results will differ.

[FAIS DISCLAIMER — AWAITING LEGAL REVIEW]

Net worth projection

To age

Retire at

Total net worth

Investable assets (excl. property & vehicles)

Based on current assumptions — your actual results will differ.

Model assumptions

General inflation:: 6% per year
Medical inflation:: 10% per year
Investment returns:: 9% per year (moderate)
Tax calculation:: Simplified estimate

[FAIS DISCLAIMER — AWAITING LEGAL REVIEW]

Annual cash flow

Cash in (income)

Cash out (expenses & debt)

Annual totals — hover a bar for the year breakdown. Property and business sale proceeds appear as a jump in the net worth chart above.

Assets

Edit assets & liabilities →

Debts

Edit assets & liabilities →

≤12% 12–16%>16%

Goals

Retirement planning to age 90

R 18

Projected net worth in 59 years · based on current assumptions

Based on current assumptions — your actual results will differ.

[FAIS DISCLAIMER — AWAITING LEGAL REVIEW]

10-year milestone

R 3 431 475

Projected net worth in 10 years · based on current assumptions

Use the scenario engine to model what changes — extra debt payments, salary increases, or a new TFSA — could do to this number.

[FAIS DISCLAIMER — AWAITING LEGAL REVIEW]

What if…

Toggle a scenario to see how it changes Thandi's 30-year investable wealth. All calculations use the same engine as the full product. Sign up to model your own decisions.

Toggle a scenario on below to compare it to your current plan.

Shows investable wealth (savings, TFSA, RA, investments) — excludes property & vehicles. Based on current assumptions — actual results will differ. [FAIS DISCLAIMER]

Want to model your own scenario? Create a free account →

See your own numbers in 5 minutes

Answer a few questions about your assets, income, and debts. Your net worth, monthly surplus, and 30-year projection — calculated for your situation.

Get started — it's free

[FAIS DISCLAIMER — AWAITING LEGAL REVIEW] · Tax calculations are simplified estimates and may not reflect your exact SARS position. · Based on current assumptions — your actual results will differ. · This is sample data for demonstration purposes only.