Car vs investment calculator

See the net-worth impact of buying a new car versus investing the same money — depreciation, running costs, and finance all included. No sign-up needed.

Money & horizon

Amount you've saved up

Time horizon (years)

Your current car

I already have a carIf you buy the new car, we'll assume you trade this one in. If you invest instead, we'll assume you keep it — it stays on your books as its own depreciating asset with its own running costs.

We'll compare spending this on a car versus investing it, assuming you'd otherwise go without a car. If you already own one, tick the box above.